The BBC just posted an article today stating the average Western diet is cutting one in 5 lives short every day which dovetails right in to this newsletter
Don't always believe what you hear- especially when it comes to your health. Here are some nutrition myths we were taught to follow, and according to the experts, we shouldn't have listened to.
Sugar Causes Diabetes
So far, a diet high in calories, being overweight, and an inactive lifestyle are the main risk factors for Type 2 diabetes.
All Fats are bad
The key is to replace bad fats (saturated fats and trans fats) with good fats (monounsaturated fats and polyunsaturated fats) in our diet.
Brown Sugar is better than White Sugar
Unless you eat a gigantic portion of brown sugar every day – the mineral content difference between brown sugar and white sugar is insignificant.
Brown Eggs are more nutritious than White Eggs
Eggshell color can vary, but it has nothing to do with the quality, flavor, nutritive value, cooking characteristics or shell thickness of an egg. The eggshell color only depends upon the breed of the hen.
Avoid seafood to lower blood cholesterol
Saturated fats usually found in meat products and packaged foods, and trans fatty acids, are the most critical factors that raise blood cholesterol, not dietary cholesterol.
Avoid carbohydrate to lose weight
Many low-carb diets do not provide sufficient carbohydrates to your body for daily maintenance. It doesn’t matter if you eat a high or low-carb diet, you will lose weight if you decrease your caloric intake to less than that is needed to maintain your weight.
Avoid nuts as they are fattening
In moderation, nuts can be a part of a healthy diet. Nuts are high in monounsaturated and polyunsaturated fats (good fats) as well as plant sterols which have all been shown to lower LDL cholesterol.
Skipping meals can help lose weight
Often, jumping a meal increases total caloric intake than if we just ate more frequently throughout the day. A better approach is to eat smaller frequent healthy meals and snacks to keep our blood sugar balanced.
So now you know the real truth, and when these come up in conversation again, you can educate your friends and family.
Please keep us in mind at Wadena Insurance, a Strong Company when you need a quote for personal or business insurance, or when you want to refer a friend or family member!
Life insurance rates are as low as they have been in years. The process of getting a life insurance quote has never been easier, and most people do not have enough life insurance. These are great reasons to consider a life insurance quote today.
Life insurance can help you and your family when you need it the most. Have you ever considered what may happen if your family lost all or even some of your income? Life insurance rates are affordable and can offer you and your family tremendous peace of mind.
Life insurance is an insurance policy that pays a specific amount upon the death of the insured. Term life policies are the most common and the most affordable types of life insurance. There are other kinds of life insurance products to select from depending on your individual needs.
The Most Common Kinds of Life Insurance
What Are the Benefits of Life Insurance?
Life insurance can provide long-term income in the event of the loss of the primary breadwinner.
Life Insurance can pay unpaid medical expenses.
Often people have debt when it comes to end of life issues. Life insurance can provide the funds to pay off debt if needed.
Life insurance can help with funeral expenses and other end-of-life expenses.
You can also use life insurance toward charitable contributions in your loved one’s name.
The estate may have taxes owed, and life insurance can be a positive solution.
Protect what matters most to you with Car, Home, Health, Life & Business insurance. We offer the best combination of competitive rates, coverage and personal service in Wadena.
Is Your Business Covered For Employment Practices Liability?
A Business Insurance Update
Today more than ever, employees know their rights under the law. Over the years, the United States has created many federal laws and statutes to protect the rights of individuals including; Title VII of the Civil Rights Act of 1964, Title I and Title V of the Americans with Disability Act of 1990, The Age Discrimination in Employment Act of 1967, plus many other state laws. These laws require employers to act in accordance with very specific set of requirements and give employees the right to file lawsuits.
There are many reasons why an employee might make a claim against his or her employer. Typical allegations include wrongful termination, discrimination, harassment and even failure to promote. In an economic downturn, employers tend to have layoffs, and wrongful termination allegations can follow.
We also know that humans are prone to making comments that can be viewed as inappropriate by a coworker whether intentional or just a poor choice of words. Occasionally, a poorly phrased comment or two can lead to harassment allegations. Whatever the reason, Employment Liability claims are on the rise.
An Employment Practices Liability Insurance (EPLI) policy provides insurance against claims and lawsuits brought against an employer, its officers, directors, employees, and managers arising out of employee relationships. These policies generally cover charges in the following areas:
• Discrimination - including age, sex, and gender
• Sexual harassment
• Invasion of privacy
• Emotional distress or mental anguish
• Wrongful termination or discipline
• Negligent compensation, promotion or hiring decisions
• Employee benefits mismanagement
• Breach of contract for employment
An EPLI policy will defend the organization and pay the damages awarded under the terms, conditions, and limits of the policy. Most EPLI policies offer free legal assistance programs. This gives you the opportunity to contact an experienced legal firm to help assist you through an employment issue before it turns into a claim.
EPLI policies are written on a “claims made” form, which means it provides insurance coverage for claims that occurred and are made during the policy term or within an extended reporting period if selected. Some EPLI policies contain exclusions that limit coverage during events such as a major workforce reduction, acquisition or merger. Generally, criminal conduct is not covered by an EPLI policy.