If you're lucky enough to have a lawn with a good topsoil base, much of the hard work of keeping a lawn beautiful is already done for you. But many of us do not have this luxury, and besides, even with a good topsoil base, you still have to work hard to keep a beautiful lawn and garden.
1. The best time to mow a lawn is when it is cool and dry. Wait for the morning due to dry off, and before the afternoon heat takes hold. Alternatively, late afternoon or early evening following a watering in the morning is also a good time.
2. A hedge is a much better boundary divider than a fence. It will provide better privacy and keep pets and children in or out. It will attract birds to its shelter, and provide an excellent backdrop for plants and flowers.
3. Bring the beauty of your garden to you; plant hyacinths near walkways and doors. Their magnificent perfume will swamp the spring air and make your garden really come alive.
4. Add your garden to non-garden items, such a lamp post, and mailboxes. Surround these items with flowers planted to take advantage of the earliest to the latest flowerings. You could have white snowdrops, purple and gold crocus, blue hyacinths, and various colored tulips. You could also surround the posts with rocks to provide added interest.
5. Simple, but effective weed control can be achieved on your lawn by often mowing during spring. This will prevent dandelions spreading by eliminating the yellow blossoms and preventing seed formation. Mow high during late spring and early summer. This will allow grass blades to shade the ground and will help prevent crabgrass from sprouting.
Your lawn and garden should be a source of pride and beauty. You don't need to spend lots of money on expensive fertilizers and herbicides, or fancy lawn furniture and ornaments. A little common sense and thought can go a long way to making your lawn and garden a much better place.
As always, all of us at Wadena Insurance, a Strong Company thank you for your continuing business and please consider referring us to your family and friends!
The category of artisan contractors, also known as casual contractors, includes many occupations that involve skilled work with tools at the customer’s premises. Carpenters, plumbers, electricians, roofers and tree surgeons are some of them. Also included are diverse other skilled service providers, such as interior decorators, piano tuners and exterminators.
Special insurance needs of this group include coverage for equipment and tools that are often moved around and for the value of work done for a customer until it is finished.
For many artisan contractors, the most cost-effective and efficient way to obtain property and liability coverage is with a Businessowners Policy (BOP) especially tailored to their needs. Although marketed under a variety of names, these policies will typically have provisions similar to the BOP's.
Your vacation supplies must include a first-aid kit.
Have it available while traveling and take it with you whenever you go walking, hiking, or any activity that takes you away from civilization. You can use just about any type of container for your first-aid kit. It’s best if the container is lightweight, like plastic, and has a good lid. A handle can be useful also. A small toolbox, lunchbox, fishing tackle box or even kitchen Tupperware would work.
You should have some sterile gauze with adhesive tape and scissors to cut them. Make sure the scissors are sharp. Also multiple sizes of band-aids. Tip: Sanitary napkins are sterile and make good compresses to stop bleeding.
To clean cuts and wounds include antibiotic cream, hydrogen peroxide and antiseptic wipes.
Consider including aspirin and acetaminophen, instant cold packs, calamine lotion, and hydrocortisone cream.
If anyone is taking prescription medicine to be sure to bring enough for the whole trip.
The first-aid kit is a good place to store a list of emergency numbers along with your medical insurance information.
It’s always a good idea to have a first-aid manual on hand and review it before you leave. This way you will be much more prepared should a situation arise where you need it. This is an excellent opportunity for children to learn a little about first-aid so review the manual with them too.
Other miscellaneous items that could be helpful are a thermometer, latex gloves, tweezers and flashlight with spare batteries.
Keep your vacation first-aid kit easily accessible at all times but away from small children.
All of us at Wadena Insurance, a Strong Company wish you safe travels and please feel free to email or call us should you require any additional insurance for your trip.
When it comes to purchasing auto insurance, having options can be a very important way to save money. Putting money back in your pocket is one of our primary goals. We know and understand the auto insurance market. This allows us to provide you with the best possible combination of pricing, coverage and service.
Auto insurance rates differ from company to company, so it really pays to have us shop your insurance. Some markets offer better rates for trucks, RV and campers, while others can offer better rates for motorcycles.
How to reduce your auto premium
There are many things you can do to keep your auto rates at the lowest level possible.
Review your deductibles. According to the Insurance Information Institute, raising your deductible from $200 to $500 could reduce your Collision and Comprehensive costs by 15 to 20 percent.
Encourage your student driver to get the best grades possible. Most major insurance companies offer a discount for students in good academic standing.
Select a safe car. Check out which cars are popular with thieves and avoid them. Also, the more expensive the
car, the higher the premiums.
Be a safe driver. The more accidents and tickets you have, the higher the premiums will be.
Purchase a car with an alarm or LoJack. LoJack® Stolen Vehicle Recovery System provides car owners with peace of mind knowing that if their vehicle is stolen, they have the best chance of getting it back.
Be loyal. Many auto insurance companies offer loyalty discounts if you stay with them over time.
Check for other auto insurance discounts. These might include taking safe driver courses, senior discounts and more.
You might be able to pay less for your car insurance premium and not even know it. So it pays to connect with us to review your insurance needs.
Protect what matters most to you with Car, Home, Health, Life & Business insurance. We offer the best combination of competitive rates, coverage and personal service in Wadena.