Do You Want Your Business To Be On The Cutting Edge?
Keeping your business moving forward requires a lot of your attention. Every one of our clients wants their business to grow and to have their assets and resources protected. It is important to invest in tools and resources that will allow your business to thrive in 2018. Having the right kind of business insurance is important in making sure your assets are protected. In order to keep up with current thinking, here are a few Insurance trends to watch in 2018.
More and more firms are buying cyber liability insurance. Cloud computing is becoming more popular. By utilizing cloud-based computing, your data or programs are hosted off-site allowing you to access your data from almost anywhere with the added benefit of a secured server. This increases your cyber liability risk.
The use of social media for business has increased over 50% in the past three years according to the leading experts. Social media can be a great method of connecting with your clients and prospects. Content has always pushed boundaries when it comes to growing your business, but pictures have also proven to be effective.
The use of E-mail to convey a professional image is another growing trend. Sometimes small touches can make a big difference in how your business is perceived. As you send business e-mail to customers, suppliers and others, consider regular touches that help market your business.
Tracking devices deliver real-time information on the location, activity and mobile inventory of your vehicles, which improves business performance and customer service. These devices also provide valuable protection in the event of vehicle theft and recovery. Many insurance companies offer special discounts if you use one of their approved vendors.
When it comes to commercial or business insurance trends make sure you keep us in mind. Our goal is to partner with you to develop the best possible combination of coverage, price and service.
Fireworks during the Fourth of July are as American as apple-pie, but did you know that two out of five fires reported on that day are started by fireworks, more than for any other cause? So you think it cannot happen to you? Here are a few facts:
In 2017 over 9,800 people went to the emergency room as a result of fireworks related injuries. There were an estimated 15,700 reported fires started by fireworks. These fires resulted in an estimated eight reported deaths, and $32 million in direct property damage. This is why it is a good idea to have a free home insurance review and quote, call us today!
Fireworks Safety Tips
Buy fireworks only from licensed vendors
Never combine fireworks
Obey all local laws
Never have any portion of your body directly over a firework while lighting
Never relight a firework
Don’t smoke or drink while lighting fireworks
Soak used fireworks in water before placing in trash
Make sure there is parental supervision
Never experiment with homemade fireworks
Use fireworks outdoors, in a safe area away from dry grass and buildings
Keep a fire extinguisher, bucket of water, wet towels and a garden hose nearby
Light one firework at a time - then move back quickly!
Never shoot fireworks from metal or glass containers
Never carry fireworks in your pocket
Never point or throw fireworks at people or animals
Clean up all used fireworks including debris
“Fireworks and celebrations go together, especially during the Fourth of July and year end celebrations. Remember, fireworks can be dangerous, causing serious burn and eye injuries. You can help us prevent fireworks-related injuries and deaths” Consumer Products Safety Commission. Enjoy the holiday; we live in a great country, happy birthday America!
In a search for happiness, many people look for it in other people and not within ourselves. Many people feel that things like money, a better job, better relationships..etc will make them happy. In reality, to find true contentment you must look inside yourself and learn to be your own best friend. That means you have to trust, love, and care for yourself just as you do the people you consider to be close to you. Following are steps that you can incorporate into your life that will help you to feel more empowered and happy about yourself!
Begin to lift yourself up, not put yourself down. If you don’t like something about yourself, work to change it. If you can’t change it, simply accept it. Don’t beat up on yourself with negative self-talk. You’re not likely to change for the better when you fill yourself with negative thoughts.
Give yourself positive rewards. When you do something that you are proud of give yourself a small reward. Try not to wait for others to praise you because you may grow resentful if the praise doesn’t come. Pat your own back, it is a great feeling that can stay with you for a long time.
Forgive yourself. I doubt that you would keep scolding a child over and over for making a mistake so don’t do that to yourself. Give yourself the gift of forgiveness when you make a mistake. After that, work to figure out what lesson you can learn, and use it to make better choices the next time around.
Enjoy your successes. Most people can remember all of the details of depressing, painful or even embarrassing events that happened many years ago. What if you did the same thing with all of your wins? Try to remember all of the triumphs and accomplishments that you’ve made and keep that memory with you and think about it at least once a week. Consider writing them down too.
Always remember to celebrate your wonderful qualities! You will soon discover that the more you love yourself, the more you will be able to give love to others – and the more others will be able to love you!
Thanks for choosing Wadena Insurance, a Strong Company.- We know you have many choices when purchasing insurance and we want to thank you for choosing us as your insurance agency. As a professional insurance agency, we pride ourselves on maintaining long-term relationships. Please keep us in mind when your family and friends are looking for a referral!
Many homeowners have experienced premium increases. Our agency works very hard to bring our clients the best possible combination of premiums, coverage, and service. Homeowners insurance plays an important role in society. It protects your most important financial asset, your home. Remember, each homeowner’s insurance policy is different, and if you bought your homeowners insurance online, you may not have proper coverage.
What Can We Do to Help?
We have the benefit of being an independent agency. This allows us to search the market for the best possible combination of premiums, coverage and service. We compare insurance companies’ rates and use the competitive market to your advantage. Here are some ways to save on your premiums:
Purchase all your insurance through our agency.
Ask us about additional discounts.
Consider increasing your deductible.
Keep your home well maintained.
Replace your roof, water heater, and other equipment when needed.
Review your policy regularly. You may not need the same kind of coverage you did a few years ago.
Remember to call our office today. We will work hard for you.
Protect what matters most to you with Wadena, MN. Car, Home, Health, Life & Business insurance. We offer the best combination of competitive rates, coverage and personal service in Wadena.
Insurance may be confusing to some people. But here are few interesting facts to get you thinking about your insurance program. Insurance can offer the right combination of pricing and coverage on your home, auto, and boat insurance. If anything these are great reasons to have us complete a review of your insurance program.
There were over 26,000 arson fires in the U.S. in 2017.
In 2017, 42,658 wildfires burned over 6 million acres in California, North Carolina, Oregon, Montana, Texas, Utah and Arizona.
Hail causes about $1 billion dollars in damage to crops and property each year.
There were over 2,000,000 home burglaries in 2017.
One third of consumers believe they do not have enough life insurance.
721,000 autos were stolen in 2017.
Winter storms caused $1.9 billion dollars in insured losses in 2017.
Did you know that if the price of gold goes up, you may need to increase your insurance on your jewelry?
There were 31,328 deaths by firearms in the U.S. in 2012.
September is the most common month for hurricanes making landfall in the U.S.
Identity theft claims increased over 18% in 2017.
21% of fatal auto accidents were caused by driving too fast.
According to the National Fire Protection Association, in 2017, on average, a fire department responded to a fire every 23 seconds in the United States.
Most homeowners insurance does not cover flood damage. Just a few inches of water from a flood can cause tens of thousands of dollars in damage.
For most people the cost of health insurance will exceed the cost of health care services.
The average renter paid about $200 for insurance in 2017.
There were about 4,600 boating accidents reported in 2017.
Alcohol was the largest human factor in boating deaths in 2017 (17 percent of boating fatalities), causing 140 deaths in 368 accidents and resulting in 313 injuries.
There were 3,020 distraction-affected fatal crashes in 2017. Turn off your phone!
We hope this has given you a chance to think about your home, auto, boat, motorcycle and business insurance needs. Please call us today and let us help you sleep better at night, knowing you are better protected